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Is Your Cash Flow in Chaos?

Master Your Cash Flow and Build a Secure Financial Future.

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Understanding and managing cash flow is the foundation of financial success. Without a clear handle on where your money is coming from and where it’s going, it’s easy to feel overwhelmed, stressed, and unsure about your financial future.

Our Services

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Chaos to Coins

Mastering Cash Flow Managment

Whether it’s personal or business, mastering your cash flow is the foundation of financial success and freedom. Chaos to Coins is designed to give you clarity and control over your finances, helping you transform financial chaos into organized, purpose-driven management. By understanding and mastering where your money is going, you build the solid roots that allow you to grow wealth, achieve your goals, and create lasting financial freedom.

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Coins to Capital

Moving You to the Other Side of the Financial Bridge

Wealth Creation is designed to help you move to the other side of the financial bridge, where savings and strategic planning open the doors to your desired future. Whether you're saving for a dream holiday, a wedding, a new home, or beginning your journey into investments, this package is tailored to define and achieve what wealth means to you personally. With a focus on building and growing your savings, you’ll gain the tools and knowledge to turn your financial goals into reality, creating a prosperous and fulfilling future.

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Elevating Your Wealth to Prosperity

Capital to Abundance is all about moving from simply accumulating wealth to strategically growing and sustaining it. This phase focuses on using the resources you’ve built, leveraging smart strategies to grow your wealth, and creating a financial system that works for you. Whether it’s investing, saving for big goals, or creating lasting financial security, this step ensures that you keep your capital working hard and steadily moving towards abundance. It’s about setting up your money to grow in alignment with your long-term goals and dreams.

Capital to Abundance

Nikki Harris
Money Strategist
Hi, I'm Nikki Harris, your bridge to financial success! 💰
 
Money management isn't just something I do—it's been my calling since I got my first little yellow pay envelope at age 14.
 
No one taught me about managing money, but that didn’t stop me. Each week, I saved that envelope and added to it, unknowingly setting myself up for a lifetime of smart money moves.
 
Fast-forward to 22, and I had already started my first business and was helping others get their finances in order. Whether it's budgeting, paying off debt, understanding mortgages, or even investing in property, I've always been the go-to person for creative problem-solving and money systems that actually work. I think outside the box and build processes that simplify your financial life.
 
Learning is a passion of mine, which is why I’ve stacked up certifications like a pro! I'm a Certified Money Coach with a Graduate Certificate in Financial Planning, Certificate IV in Mortgage Broking, Finance, Accounting, and Bookkeeping—just to name a few.
Basically, I’m equipped with the knowledge to help you master your money and your future.
 
When I'm not helping people transform their finances, you’ll probably find me creating or building something new at Bunnings, my favourite store. My husband, our four kids, and I love escaping in our caravan for camping trips—because hey, life’s about balance, right?
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When I think about what service Nikki has provided, there’s a few words that come to mind.  Personalized. Encouragement. Support. Motivation. Success. Financial independence and confidence in a comfortable future.Nikki is a great listener and creates goals that are achievable without being overwhelming.  She’s very responsive to your situation and what you want to achieve.  She returned every call, text or email I sent within hours – sometimes minutes! Nikki has single-handedly turned my financial future around.  Having to manage my own money for the first time since becoming single again after 25 years has been overwhelming and a massive learning curve. Nikki taught me how to organize my finances including superannuation, insurance and having money ready for when those unexpected expenses turn up.  Most importantly Nikki taught me how to put my money to work! Planning for a comfortable life and retirement is now a reality - I think everyone should have their own Nikki!!!!
​Sue

Sue - Victoria

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